What is the Motability Cars Scheme?

The motability cars process is part of an initiative in the United Kingdom, introduced by Motability Operations (a not-for-profit organisation), which helps individuals who get the higher rate of disability living allowance or the war pensioners' motibility supplement to buy new or used cars using their allowance. Wheelchairs & scooters may even be bought under the same process.

Purchasing a automobile using this process allows eligible customers to take advantage of payment options that are otherwise unavailable. Motability cars can either be bought or hired at special rates from supporting dealerships.

When cars are hired under the motability process the customer can also name additional drivers without incurring any further cost. The choice to add a third can be bought for a tiny additional. The vehicle is taxed & insured for the period of the contract, tyres & windscreen replacement is included as well as breakdown assistance. Hire purchase contracts are slightly different in that they only cover the vehicle its self. The customer is responsible for agreeing the final cost, arranging insurance, break down cover, road fund licence & servicing & repairs.

The designs obtainable to eligible customers fall in to of categories. A contract hire process allows a customer to make use of their motability allowance to lease a motability automobile at low cost, normally for a period of years. In the work of that time the customer is only necessary to pay for fuel & oil. At the finish of the period the automobile is basically returned as well as a new contract can be taken out. The other option is hire purchase. These designs tend to run for or years & at the finish of that period the automobile is fully owned by the customer.

In recent years the features of the process have been improving, the latest additions include a 'fair wear & tear' policyowner. This covers any repairs which are necessary after years due to usage & minor destroy caused by a wheelchair or other mobility aid. The mileage allowance has been steadily increased & currently allows up to 60,000 for a year agreement & up to 100,000 miles for a year wheelchair obtainable vehicle agreement.

The charity 'Motability' oversee Motability Operations to make definite that they provide the best feasible service for their customers. Any surpluses generated by the process are directly reinvested to the benefit of their customers.